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Understanding the Supplemental Nutrition Assistance Program (SNAP)

Eating Healthy on a Fixed Income

A paper grocery bag with produce, pasta, and an egg on a blue background

A lot of older adults ask about practical ways to stay healthy. One of the first things our Resource Coordinators usually tell them is that proper nutrition is a key component to one’s overall wellness. As we age, maintaining a healthy diet becomes increasingly important to support general well being and manage chronic health conditions. However, healthy options tend to be more expensive than less healthy ones. The Supplemental Nutrition Assistance Program (SNAP) provides a solution. For many older adults, the program offers essential support to ensure access to nutritious food. This article explores how the Michigan SNAP program benefits older adults, addressing eligibility, benefits, and the positive impact on senior living. 

Understanding SNAP for Older Adults 

SNAP, a federal program administered by the Michigan Department of Health and Human Services (MDHHS), helps individuals and families with low-income purchase food. For older adults who may be on fixed incomes or facing other financial constraints, SNAP is a critical resource for accessing healthy and balanced meals. 

SNAP Eligibility for Older Adults 

Eligibility for SNAP benefits in Michigan is determined by household size, income, and expenses. Older adults, generally defined as those aged 60 and above, may qualify for SNAP even if their income is relatively modest. Key factors influencing eligibility include: 

  • Income Limits: The income eligibility thresholds are adjusted based on household size and Federal Poverty Level (FPL). Older adults may qualify if their income is at or below the specified limit.
  • Asset Limits: Unlike many other age groups, older adults often have higher asset limits for SNAP eligibility. This means you can have a modest amount of savings or other resources and still qualify for benefits.
  • Medical Expenses: For older adults with significant medical expenses, SNAP benefits may be higher. Medical costs are considered in the eligibility determination, which can be beneficial for older adults managing healthcare costs. 

How SNAP Benefits Older Adults 

  • Enhanced Financial Support: Many older adults live on fixed incomes from Social Security or pensions, which may not stretch far enough to cover all their needs. SNAP benefits provide additional funds specifically for purchasing food, alleviating some financial pressure.
  • Access to Nutritious Food: SNAP benefits can be used to buy a wide range of nutritious foods, including fruits, vegetables, lean meats, dairy products, and whole grains. This support helps older adults maintain a healthy diet, which is essential for managing chronic conditions like diabetes or hypertension.
  • Convenience and Accessibility: In Michigan, SNAP benefits are distributed via an Electronic Benefit Transfer (EBT) card, which works like a debit card. This system allows older adults to shop for groceries at local stores and, in some cases, even order online for delivery, making it easier to access healthy foods without leaving home. 

How to Apply

Older adults interested in applying for SNAP benefits can start by visiting the Michigan Bridges online portal. The application process is user-friendly, and assistance is available for those who need help completing their applications through local organizations like MiCAFE (Michigan’s Coordinated Access to Food for the Elderly).Â